Monthly and Annual Budget Planner App, Offline Expense Tracker with Bank Import, Savings & Debt Tracker

Try demo here: https://jps-demo.pages.dev/

A budget planner that does the adding up for you, opens in any browser, and never asks you to sign up for anything.

Free Demo: https://monthly-plan-demo.netlify.app/

Monthly Plan is one HTML file. You download it, double-click it, and it opens like a web page, except everything inside it is yours to edit. Set your plan once and it repeats every month, so you are adjusting a few numbers rather than rebuilding a spreadsheet from scratch. Your figures stay on your own computer.

How It Works:

1. Download the file and save it somewhere you will find it again.

2. Double-click to open it in your browser. Take the two-minute tour, or open Sample Mode to explore a fictional year first.

3. Build your plan once. Every following month starts from it, and you only change what actually changed.

4. Log what you spend as you go, or import your bank's CSV and let it sort the entries for you.

5. Watch the dashboard. It tells you what is genuinely left after your commitments

WHAT YOU'LL GET:

• One HTML budget planner file

• Monthly dashboard

• Annual dashboard

• Transactions tab

• Bank CSV import that reads any date format, remembers the categories you assign, and refuses duplicate uploads

• Savings goals and debt payoff goals

• Wealth snapshots

• 8 color themes

• Illustrated how-to guide included

PERFECT FOR:

Getting a real handle on monthly spending, paying off a credit card or loan, saving for a house deposit or a trip, sinking funds, couples budgeting together, freelancers with uneven income, anyone leaving a messy spreadsheet behind, and anyone who wants a budget that stays private on their own computer.

Please note: this is a digital file, not a physical product. Nothing will be posted to you. Your data is stored in your own browser on your own device. This planner never uploads anything anywhere.

After purchase, download your files from the Payhip confirmation page or your email receipt.

👍 You Can

✔ Use this planner for your own personal budgeting, for as long as you like

✔ Use it on your own computers, and print your own copies

✔ Back up your own file and your own data as often as you want

👎 You Cannot

❌ Resell, redistribute, or share this file with others

❌ Use it commercially, or include it in any product, bundle or service of your own

❌ Claim it as your own work, or alter it for resale

❌ Return it — digital files cannot be returned once downloaded

Please note: Due to the digital nature of this product, we do not accept returns, exchanges, or cancellations. But please contact us if you have any problems with your order!

Monthly Plan by JPS Digital Pages